Decorating your dream home is something many of us, well, dream about. But how can you decorate a house if you’re on a tight budget? Well, here are eight ways to make your home look expensive on a budget.
This week, we’re kicking off our 90-Day Challenge!
The challenge is to pick an enjoyable activity and stick with it for 30, 60, or 90 days. The basic guideline is choosing an activity that’s fun, fast, and CHEAP. Reading, hiking, swimming, biking, writing—it can be just about anything as long as it doesn’t cost too much.
By taking a hike every day or reading a book each week, we set ourselves up for financial success—because we aren’t using our downtime to find random ways to spend our money. Instead, we give ourselves a healthy, enjoyable outlet to focus on.
Not only are we saving ourselves money by doing this, we’re also improving our minds, hearts, and/or bodies. Getting up and moving, learning something new, reaching a new goal—it’s all good for us! Bonus: we’re keeping money in the bank to use on more important things in life—like buying a dream home.
What are you waiting for? Give yourself a focused purpose this month, and you’ll quickly (and easily) break free of bad financial habits.
Before you apply for a home mortgage, check out these credit boosting tips!
Are you ready to find out how close you are to owning a home? Then download our Home Mortgage Success worksheet! You’ll answer simple questions to discover the steps you need to take to apply for a loan and buy your dream house.
Download the PDF here!
What does a good, solid, lender-friendly credit score look like?
In the mortgage industry, lenders like to see scores above 760. Anything under 660 could get a Simon Cowell-like rejection. Okay, maybe not that harsh, but still. You’ll risk hearing “No” more than “Yes” if your credit score is too low.
Do you know what your credit score is? To find out for free, go to AnnualCreditReport.com. You can also pay to get your FICO scores by going to MyFico.com.
Ready to take the first step to improving your credit and buying a home? Download our free book here.